You can get a ticket for driving without a license, even if you just forgot your license at home. You do not have to have ID on you at any other time to my knowledge, unless in an establishment requiring you to be over a certain age or if you have consumed/are consuming alcohol and need to prove you are over 21 to an officer for some reason.
An officer could choose to take you to jail for driving without a license if you resist or cause trouble. BUT if you just get a ticket for driving without a license, and actually have a license, you can go to court later and have the ticket dismissed as long as you didn't commit any other crimes or infractions.
Bottom line, keep your hands where the officer can see them and if you need to dig through a bag, under your seat, or your glove box you better communicate with him as to what you're doing. Officers have no way of knowing if you're reaching for ID or a weapon.
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