In the words of Clark Howard "Insurance is for something you can't afford to replace."

I like the self insured jar that's awesome. I see know reason to insure any thing under $1000.00 have shipped metals in the multiple thousands with out it. If you ship USPS with signature confirmation you should be fine. The USPS seem to take better care of your package with that on it. However you do what make you sleep at night.

I use a service now just for PM's www.parcelpro.com. This is for my wife's piece of mind.