So many people trying to live far beyond their means with the over use of credit has caused many of the problems with the worldwide economy.
I have been using
eBay and PayPal for 12 years now and as I have a perfect payment record I keep getting better credit offers all the time for buy now and pay later.
Buy now and pay later can cost far more then just money in the long run.
What keeps the world spinning is the "little people" that do the work for those that provide the credit and possible dreams.
Much like the company store in the past where by the time you got your pay you owed more then you made.
I realize that the talk of credit and debt are not a popular topic as the use of credit has become a part of normal everyday life for most.
I have always viewed credit cards as the cheese in the trap. The trap isn't meant to kill, just keep you on a chain or within a fence.
These daze it's hard enough making a comfortable living even without the chain or fence of the credit trap.
The smaller folks working together in forums such as this keeps things moving along as best can be.
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