Everyone has a different opinion about home refining. I did some extensive reading at the gold refining forum and chatted with a few people when I first thought about home refining. It is certainly a risk/reward venture. As Noble posted, you are using things THAT CAN PERMANENTLY HARM YOU/KILL YOU with just a small mistake. I'd almost go as far as saying, if you have to ask, your not even close to being ready and should first read more to understand the process.
There is also a reasonable investment to get properly setup. You aren't just going to buy a few chemicals and throw them with some memory in an old mason jar. Most of the refiners I spoke with lost money/made very little when they first started.
After a few months of research I personally decided the question was not if I was smart enough to refine gold at home, it was if I was smart enough not to refine gold at home, I chose the latter.
The only way I think an individual should try this is if they have someone that is well established in refining and willing to mentor them in the process. As Noble posted, this is a tuff thing to learn from a book because it's not possible to exactly replicate a refining example. You have to know what is going on and adjust as you go.
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