I put one of those cards in HCL acid & the fibreboard is soft & absorbed a lot of the acid. Then after a while the gold plate got splotchy & I could see the copper under it.
The gold came off splotchy into the acid. Normally the gold isn't touched even after a tiny bit of H2O2 is added.
So I think the gold layer is really really thin, even thinner than cellphone boards gold.
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