There's a old saying "If you lend somebody $20 and you never see them again, it was probably a good deal"
There's a few pointers that I use, and I'm a bit asbergic too, the first is finding out what happens when you lend somebody some money.
If it takes any drama to get it back, in fact, if it takes more energy to get it back than what t took to lend it.
That's a Big red flag.
"Can I borrow $10 off you for a couple of days?" "Yeah sure, here"
(2 days later) "Heres that $10 I borrowed off you"
"Ta"
Is good.
Having to ask for it back @ 3+ days is bad......
The other is how they treat Waiters & Taxi drivers & Checkout staff.
One thing I do like to do with $ loans is add a simple condition.
"That's 'double or nothing'...."
"Yeah OK, sure" ( aaaah, they wonder...)
"What's 'Double or nothing'?"
"Well" I say
"If I see you and you got nothing.... Its double...."
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