Allstate has their own motor club. But there's others (Like AAA). I had a flat on my car, and the jack dropped the car, causing the donut to pop. I could have hitchhiked back home and used the other car to get the tire fixed, but in -15 degree weather, seeing the tow truck was a welcome sight.

My 95 LeSabre lost the pulley that tightens the serpentine belt. No big deal for me, but it was 9:00 at night. For the $75 it cost me per year, I've already made money back.

Now, with Allstate's motor club, you can enroll when you first need it, and use it instantly. We enrolled at the side of the highway.

I wouldn't recommend that, though. Knowing my luck, I'd break down where there's no cell service.