Just got new health insurance RATES!!!

**Scrappah** · 11-18-2014, 04:59 AM

Originally Posted by eesakiwi

Theres a few things I cannot understand about the US of A.
Healthcares the first one.....
And probably the second one too.

You can have private health insurance in NZ, but all it does is get you a little furthur up the que, and some operations the hospital system wouldn't give you, along with some treatments.

I know ... it's hard to understand. You can't compare the two nations because they're so different from one another.

For all intents and purposes we are the global police force right now. We have the most advanced military in the world. Our presence tends to keep other aggressive nations in check. It's because of this that other nations who really don't have the means to defend themselves can live in peace. That frees them up to devote a large portion of their national budget to healthcare.

Have you ever felt that the Chinese might be eyeballing you ?

**ryanw** · 11-18-2014, 06:12 AM

Before this law started its first baby steps into being fully implemented, my health insurance was $70/mo. I paid for everything that I needed, and that was fine. This was just what you would call a "catastrophic" plan...kind of like life insurance. But, when the law started being implemented, it started going up quickly, and then my plan disappeared and I had to go to covered california to get new insurance. My premium is now $254/mo, and is the same plan except the deductible is higher.

The way I see it, I'm now paying for a couple other people's insurance. The same way that some of the taxes I pay pay for other people's food, housing, etc. I'm never happy with it, but that's just the way it is. Deal with it the best you can and keep on keeping on. For those who have the lowest health insurance with high deductibles, look into starting a HSA. If you can get it to your deductible level, it gives you peace of mind, and there are tax benefits in creating the account.

**wayne1956** · 11-18-2014, 06:49 AM

Obamacrap = redistribution of wealth and another stab at controlling our lives, plain and simple. A better subsidized plan could have been implemented strictly for low income and pre-existing conditions, without touching existing plans. There was absolutely no reason for the feds to put the regulations they did on the health insurance companies as a result of Obamacrap. The existing premiums could have been reduced by portability (crossing state lines) and by tort reform (Limits on awards. ambulance chasers opposed this, and they are a big blue party contributor. There is no reason to give someone $200M. That is why the malpractice insurance is so high, which drives up doctors costs). This is just step one towards an attempt at "universal healthcare", which the MAJORITY of Americans do not want, just as a MAJORITY of Americans do not want Obamacrap. But this administration could care less, they do what they want. Obama said premiums would go down, yeah right. Obama said you want to keep your plan, you can keep it, yeah right. To me one of the worst parts about it was Pelosi, who said "We need to pass it so we can see what is in it". How many of you would sign a contract to purchase a new car without looking at the car or reviewing the contract? Basically the same thing. JMHO