I have bought and sold a house using rural housing loans.
They are very strict with the inspections, you are not getting financed for a fixer upper using this type of loan, It's more, your buying pretty much a turn key house. Also you are locked in for five years can't move, rent, or sell, not a big deal as most folks are looking to settle down, but something you should consider before hand with a "big" change. Other than that it is a decent loan.
Septic problems here on a "new" system in a new house (stick built, 04). NA- I put in a gray water dry well which overflows into my fruit tree orchard, Hardest part was drilling through the foundation. The washer and tub contribute to most of your water usage some people do the sink as well but just taking these two off the system has worked wonders for me... and the pears, apples, peaches.
tillable land would say to me you need a certain depth of good loam on your property, not the 3" put down for lawns, Not sure I deal with timber and hay which is leased to people who want to pay for it.


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