Insurance for my business runs about $ 100 per month. I have it mostly for liability if something were to fly off the trailer or the trailer cut free and hit another vehicle. The other concern is starting a fire, since I am cutting in fields and shelter belts. My insurance covers a farm restoration business, probably a little more expensive than Mick's. I could not find insurance to cover scrapping as a business. I would like to know if others on the site have insurance to cover scrapping.

I avoid liability for others by contracting with them. I just offer them a percentage of the take, therefore they are working for themselves. 99% of the time I work on my own so this is seldom a concern. Good Luck