PTS said it well. Cash is the way to go. Personally i finance absolutely nothing. What I did with my scrap money was keep back 50% of all money that came from the scrap yard for future scrap purchases. As my profits go up so too does my buying power. If there was ever a profession where you needed an extremely detailed and planned out budget, it's scrappin'. Make sure you know where all of your profits are going, and keep a percentage from each sell for purchases, even if it had to start at 10% you'll do better if you put a value on it.
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