Hello HVRC, I would recommend that you post an introduction in the "Introduce Yourself" thread on this forum. You will find a wealth of knowledge on this site that can educate you on exactly the issues you are asking about. Look in the upper right hand corner of the screen for the "search box", this is your friend. Also, any thread that you read will have, below the last post, a listing of similar threads that have already been posted. Best of luck luck to you HVRC, and again I would recommend an introduction.
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