Silver stacking, perfect timing

Originally Posted by mritchie77

I have since decided to funnel all of my scrapping money into LendingClub where I am getting a steady 9% based off of a formula I came up with over the past six months..

Lending Club is awesome. I have been playing with it myself for at least six years, maybe longer. I haven't added any cash to my account, but it is currently earning me 11.96%. At one point it was closer to 14% but I prefer the higher APR loans which invariably mean more defaults over time. I really should consider adding more cash to it but just paying the bills every month has been too hard lately.



Compound interest is amazing if you can get yourself on the right side of it