401k plans are only for those who are serious about retirement and put good money into them mostly there for the lower class poor people because they don't have the extra money to invest and time to go over options and weigh there plans so companies invest in scams or other things or high risk because if they loose it no one cares and if they come out big no one knows but there hookers oops I mean there wife. lol
minus a world ending thing a 15yr investment of ram based closely on current prices. most invest $100week which is a good start for a %6 return but gold is much lower return of about %4.9 over long term because the idea is to cash out high wait and buy low again but in ewaste that all changes.
I don't know the average gold recovery on ram but if you use that as your bases factoring in all overhead of course and buy and set aside only that ram you could yield a %30-50% return easily because your buying gold much lower than spot. so instead of $190,000 on a 6% return after 15yrs you could have $500,000-$850,000 if you stick with your investment or more if gold skyrockets again because our tiff with IS is coming soon not to mention Russia lol its early so my math may be off so people may need to correct me