i have been doibg this i an 29 have 401 k thru my work but more helps. my wife is unable to work so i am only one able to work. my wife makes budget and are now trying to save more money since we had to by house after we git married and pregnant on honey moon lol was planned though thought we would have trouble getting pregnant. now we have baby and wife is able to cook more we work out a budget and only get what we need to survive rest is going in saveings after each paycheck what is left goes in after all is settled had to buy alot. had to get newer car more room for baby all her furniture and care products for baby. so it is calming down now and are starting to save and get budget back the way it was. we talk about all items we need to buy. we had to get new washer and dryer since ones we had were breaking alot and old. they were less effecient too used income tax to get them. It is nice tobearn a little more income
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