neighbor's garage caught on fire

**Tincankeith** · 02-15-2013, 09:31 AM

Insurance company will want the bike and snowmobile it will go to the junk yard just as if you total your car. If he keeps them they will adjust the insurance payout the difference the junk yard would be giving them. I'f you do get to scrap I would split it with him.

**Caveman** · 02-15-2013, 09:49 AM

Originally Posted by Tincankeith

Insurance company will want the bike and snowmobile it will go to the junk yard just as if you total your car. If he keeps them they will adjust the insurance payout the difference the junk yard would be giving them. I'f you do get to scrap I would split it with him.

Junk yard would charge him to haul these away at this point. If it wasn't rude of me I'd go take some pics. This stuff is burnt up bad! It won't add up to that much scrap. I'll be able to easily fit everything in the bed of my Ranger.

**Mechanic688** · 02-15-2013, 09:59 AM

Originally Posted by Tincankeith

Insurance company will want the bike and snowmobile it will go to the junk yard just as if you total your car. If he keeps them they will adjust the insurance payout the difference the junk yard would be giving them. I'f you do get to scrap I would split it with him.

My friend had someone sideswipe his pickup, and the adjuster came out, wrote him a check for it and when he asked when the wrecker would be there to remove, the adjuster told him he could have it. I've been borrowing it anytime I need to pick up appliances. It was about a $ 2500 truck.

**Wolfwerx** · 02-15-2013, 10:47 AM

Originally Posted by Mechanic688

... the adjuster told him he could have it.

In my experience with insurance claims, almost every single time I was told to keep whatever the damaged property was. I would guess that most insurance companies don't want the headache of adding the logistics of picking up/transporting and salvage/scrapping things. It's easier to let the insured deal with it.

**Caveman** · 02-16-2013, 01:06 PM

I got the go ahead to take everything but the.....

....Harley.

The insurance adjuster wasn't sure if there was any value left in the Harley. Come Monday or Tuesday I may get the go ahead to grab it, too.

Much of the aluminum is melted and puddled on the floor. Notice the puddle to the side of the Harley exhaust. Normally I spend a ton of time dismantling stuff, but this load is getting brought in pretty much untouched. I don't want to mess with the soot, and also don't want to work on the stuff where my neighbor could see. I think he would rather just get it gone and move on as quick as possible. He does seem a bit torn up about it. No one was hurt in the fire.