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Retirement...What is your magic number? - Page 2

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  1. #21
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    Interesting post CD. We're not all cut from the same bolt of cloth and there really is no right or wrong to it. We all are ... who we are.

    You're the little kid that never grew up. Kids are all about themselves and live off in their own reality. At some point ... you just stopped growing,maturing, and evolving as a person. Maybe something bad happened way back when that completely halted your emotional growth. ( You may not even remember it. )

    Interesting that you used the word " I " thirty six times in that short post. Used the word me,my,or myself ten times.

    You are all about yourself .... you see ? Your whole world revolves around you. There's really no room for anyone else in your little world than yourself. That's why your relationships with women aren't working out.



    This isn't at all to say that you are a bad person by any means. You are quite innocent in your complete selfishness .... just as the child is.

    You seem happy enough .... It's not such a bad old life when you're " just livin' the dream."

    You gotta remember though ... that way of life isn't for most people. It wouldn't work for them. That doesn't make em' bad ... just different.

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  3. #22
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    You are trying to place me in a BOX of normalcy. I have NEVER been a "child" from the start. Wasn't interested in what most others were.

    I have always been a very DEEP thinker wanting to know the TRUTH behind the facades of life and this world.

    It doesn't surprise me that you have the opinion that you do as that IS "normal".

    I have always loved myself and that would cause the problems that you believe you see in me.

    I find that most are trying to run away from themselves as they don't know themselves very well. And are not really that interested in getting to know themselves.

    If a person can't understand themselves, HOW can they have a better understanding of others?

    If you can't love yourself, how can you love others?

    This world is full of so called grown ups that have only grown up within illusions that seem real to them.

    I understand very clearly that I'm NOT what would be called normal as I'm not interested in the ever changing world of so called normalcy.

    Most look for things to follow and or believe in from the lists provided them.

    I have always made my own lists to choose from.

    I can't do so called surveys as they don't have the choices that I would choose.

    This world is VERY vague and confused as that is what most want.

    The world is a stage and we are but the players.

    Ready for my close up Mr. Deville.

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  5. #23
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    Quote CD:

    I have always loved myself and that would cause the problems that you believe you see in me.


    Response: Please don't take it as me trying to make you normal. You are exactly the way you are supposed to be. You are living true to your nature. It's neither good nor bad but simply is.


    There are different kinds of Love .... you see ?


    The kind of love you know is from ancient Greece. I'll quote from wiki:

    In Greek mythology, Narcissus (/nɑːrˈsɪsəs/; Ancient Greek: Νάρκισσος Nárkissos) was a hunter from Thespiae in Boeotia who was known for his beauty. According to Tzetzes, he rejected all romantic advances, eventually falling in love with his own reflection in a pool of water. He later died, and in his place sprouted a flower bearing his name.
    The character of Narcissus is the origin of the term narcissism, a fixation with oneself. This quality, in turn, defines narcissistic personality disorder, a condition marked by grandiosity, excessive need for admiration, and an inability to empathize.

    Source: https://en.wikipedia.org/wiki/Narcissus_(mythology)

    Now on the other hand .... Ayn Rand might say that you are the perfect egotist. The word egotist having no negative connotation associated with it in her philosophy.

    Here's another source: https://en.wikipedia.org/wiki/Randian_hero

    ~ It's just food for thought that might lead to a broader understanding. It's wintertime, not much going on,and plenty of time for self reflection should one wish to indulge oneself.~



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  7. #24
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    I used the word love as that is what most people would understand. I "myself" don't believe that there is such a "thing" as love.

    Some people love pizza and others love, whatever.

    The proper words and definition's to describe myself and the way I see this world don't exist as they are not popular.

    You are trying to analyze me and place me into a pigeon hole that makes you feel comfortable as people are not comfortable with what they don't or won't understand.

    I say this as I have a very good understanding of the "problems" you choose to believe I might have.

    I'm not trying to anger you, just trying to get you to understand that you are barking up the wrong tree.

    You may try and analyze me and try and place me in a box if that pleases you as I'm VERY much aware of how others might see me.

    I will leave it at that as I may of already said more then I should as I have a problem with upsetting others as I'm a anomaly.

    Just view it as my being from another planet where fantasy and fiction are not the norm........

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  9. #25
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    It has been four and a half years since I posted on this thread. There is nothing to change in that post, only add to it. The definition of retirement is based on one's view. From the experiences of my friends, those that retired to do nothing are not retired very long. Those that retired to control their life choices day to day gain a new perspective and appreciation for life. Those that measured success in wealth and material goods in their professional lives continued to do so in retirement and were never satisfied. Many valued relationships over everything else throughout life which continued until they died and they were richer.

    Retirement is freedom to many, something we have our entire life in this country. It is funny we spend an entire lifetime chasing something we have in our back pocket. When you can retire is based on your perspective.
    Give back more to this world than we take.

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  11. #26
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    I hear you P76. It is much like putting a old car into the woods and leaving it sit. Over the years the tires sink into the ground and the rust starts eating it quickly.

    If you keep it on the road now and then it will go until it dies. Much like my Ford Explorer. I drove that for just over 9 years and had to park it as the wiring and electrical problems got so bad that it wasn't worth fixing anymore. The engine and transmission still worked as they should and it still had plenty of power. I will part it out next year as it has nice enough alloy rims with still road legal tires, but they are down there. The tires are evenly worn down anyway. And there are a few other newer parts that can be salvaged.

    Retirement is in the eye of the beholder as are most things. It's all in how we go about things.

    Slow and steady wins the race.

    When you travel the trails best suited for who you are.

    I remembered this from when I was about 20. There was a 82 years young man that looked as if he was 70 or less that did maintenance and odd jobs at a place I worked. I asked him what was the secret to being active at such a age.

    He told me to stay busy doing what you enjoy until you can't.
    Last edited by ChildhoodDream; 12-26-2020 at 04:22 PM.

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  13. #27
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    Hello Gl1, how about a post about yourself? When are you going to retire?

  14. #28
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    It's funny, because when people ask me about doing a carpentry job, i say i retired from the trades about four years ago. It was a good run, i truly loved the self employed lifestyle, and being a master of the trade was great, but the time had come to go onto the next stage in life. Nowadays, i mostly work with people and serve the community doing a job that just about anybody could do. Working with people everyday was a fresh challenge to take on. Life certainly is an adventure as you go from one stage of growth to the next and to the next.

    I don't think it's about the money or even the freedom that one particular lifestyle might offer. I think life is about always moving forward and challenging yourself to grow and take on new things.

    Maybe retirement is about stagnation and decay.

    I dunno ... Maine is literally the oldest state in the nation because so many people have chosen to retire here. We're like the Florida of the North with all of the grey haired people running around these days. Some of the retired people seem pretty happy and others are miserable old farts.

    Call me a nutball but i think i discovered the secret. It's about an unconscious choice that people made as they were headed into their sixties. Some chose to turn outwards and embrace the world in a selfless way with a loving heart. Others turned inward and became very selfish, petty, and set in their ways. There's not much love in their heart ... and when it is found ... it's more needy and possessive in nature than a selfless love.

    On the other hand .... maybe that's the way they always were and their "retirement" is their due reward. Terrible to say .... but you harvest what you sow ?

    Anyhow ... this old timer has rambled on quite enough !
    Last edited by hills; 12-26-2020 at 04:57 PM.

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  16. #29
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    Quote Originally Posted by ChildhoodDream View Post
    Hello Gl1, how about a post about yourself? When are you going to retire?
    Great question. (Side note, just posted an intro since long-time lurking was called out..).

    Like many others, we think of retirement as the freedom to do what we want. I’m pretty old-school I guess, and we are taking the slow and steady approach to getting to a point where working for “the man” is no longer required from a financial standpoint. If I enjoy what I’m doing in my job, I’ll stay until it’s no longer fun. That time may be long after we need the income. My wife and I both have good 9-5 jobs, generally live pretty low-key, and have saved/invested since we got out of college.

    As far as our number goes, it’s fluid I guess. Hopefully our health stays good. We are late 30s, and plan to have the house paid off by 45. At that point, I suppose I could go sell ladders at Home Depot if I wanted to make money to buy groceries and let the investments do their thing. Our plan - stay away from debt as best we can, invest in mutual funds with good track records, and enjoy what we have.

    Everyone is different, and every situation is different.

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  18. #30
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    Quote Originally Posted by greytruck View Post
    My goal was to retire at 28.... Didnt happen lol
    You're not the one dude. Likewise, all I want to do is retire early and travel the world but didn't happen as well.

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  20. #31
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    My retirement number: 6 feet.

    As in 6 feet deep. Do what you love and you'll never work a day in your life.
    Out of clutter, find simplicity. --Albert Einstein

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  22. #32
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    Quote Originally Posted by Rollyrogers33 View Post
    My magic number is 86!

    The other day I spoke with my financial advisor about the possibility of actually retiring. Now I know that realistically I will have to work until I am probably dead. The financial guy said that the talk wasn't supposed to be doom and gloom but positive thinking. He determined that I can retire at the prime age of 86.


    What is yours? If it does really exists.



    Slumped over towers. Awesome!
    21 is my lucky and favorite number...

  23. #33
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    It's been a couple of years since this thread has had a post. I read through the whole thread again as it is interesting reading for when a person want's to relax.

    I'm still trudging along much the same but a a slightly slower speed as I have become so accustomed to taking it easy.

    I have never viewed "retirement" as a good thing in what societies at large considered it to be. I saw the scam from the start as my head was not up in the clouds as most others are.

    My Life moves along enough within what I could imagine as a much younger person.

    Life is what you make it,

    most just try and fake it.

    You get out of Life what you put in.

  24. #34
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    Pat wanted to retire what she did not realize was that she was already living the life most people dream of.

    Pat a widow when we fist met 23 years ago picked up the pieces when I was at the lowest point in my life, we now have different postal codes but you don't discard 23 years of friendship.

    We'll see how the summer plays out, I try to include her in my adventures and new hobby's. The most recent addition working with glass in a microwave kiln, this seems to interest her.

    I'll more than likely find a working microwave and purchase her a kiln for it as she prefers to work alone.

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  26. #35
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    I guess my magic number is zero. I am collecting SS and enrolled in Medicare this year. I quit the profession in education in 2010 and started my own business, scraping and farm restoration. My wife retired as an educator this year and we are officially retired, although I am still scraping.

    Based on my previous responses on this thread, I am doing what I want, when I want, where I want, My wife would disagree if she saw this post because she is a control freak.

    The keys to retirement:

    pay off your mortgage before you retire
    pay off your credit cards every month
    pay off all loans(car, bank, etc,)

    My brother earned 10x my salary but was leveraged on everything. Retirement was 2010 for me and he will be working until 2029. Difference is mortgage, credit card debt, and car loans. He is one year younger than me.

    If you want insight visit Dave Ramsey and Clark Howard.

  27. #36
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    After my post last night, I started running some numbers. Keeping up with the Jones was never my cup of tea. Out of six trucks, the newest one is a 2011 diesel. Four of the trucks are standard transmission (keys are left in them in the big cities because few can drive a stick) and four are diesel. My last loan payment was in 2000. Because I did not care what others think, I retired at age 52. I still scrap, more for entertainment than money.

    Recommendations:

    Dave Ramsey- I was using his strategy before he market it. Wish I had started marketing it.
    I never bought a new vehicle. Always buy used late model low mileage vehicles.
    Use Consumer Reports to research anything you are interested in buying.
    Buying at auctions can save money if you know the value of an item.
    I buy clothes at Salvation Army and Goodwill.

    The thread was focused on retirement. I am not trying to preach, only educate what has worked for me. i hope someone will benefit from it.

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  29. #37
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    Ahh well ... man plans / God laughs. You never know what's round the next corner. Life is full of surprises. Some good / Some bad. I try to live every day as though it were my last cause ya never know.

    I was going to ease into retirement by part timing it until the pandemic hit. I could see that all of the economic stimulus programs would result in rampant inflation for years to come so i had to change and adapt. Anyone trying to live on a fixed income was probably going to get caught in a squeeze when the cost of living went up.

    A nice year round job came up working for local government. It's a steady paycheck with overtime and full health insurance. That's a lot in this area because our economy is seasonal.

    I really like the job. It's a nice mix of stability with independence. Most the townspeople are pretty happy with the work i'm doing so the boss mostly leaves me alone and stays out of my hair. It will leave the world in a better way than when i first started. There's satisfaction in that.

    The vehicles are owned free & clear. The mortgage will be paid off by this time next year.

    Thought about signing up for Social Security but i think i'll go another five years or so and hold out for the maximum benefit. They go by your best years and i'm making more than ever due to inflation. That will push the maximum even further.

    Of course ... one never knows. Anything could happen between now and then. I'm pretty friendly with work so i might just keep going if i'm able. Most of the folks around here don't actually retire. They just slow down as the years roll on. Staying active & engaged in the community helps keep you young. It might be part of the reason for why we're the oldest state in the union
    Last edited by hills; 05-15-2023 at 06:59 AM.

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